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Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 5.875%  6.024%  1.000%
15 Year Fixed Rate
 Rate  APR  Points
 5.625%  5.873%  1.000%
4 Year Adjustable Rate
 Rate  APR  Points
 5.250%  5.223%  1.000%
Homeroom
 Rate  APR  Points
 6.625%  6.781%  1.000%
Just for Starters
 Rate  APR  Points
 6.625%  6.781%  1.000%
4/1 Interest Only Arm
 Rate  APR  Points
 5.500%  5.292%  1.000%
Assumptions




OnPoint Mortgage
Because we believe in your dreams.
For most of us, buying a new home is about more than just money. It's a wish come true. A place called home. A reflection of who we are. At OnPoint Mortgage, we believe in your dreams. That's why we offer you choices in home loans, to help you qualify for the home you want with a payment you can afford.

Local servicing makes the difference.
We service all of our home loans locally. If you ever have a question, just give us a call at 503.497.2221 or 800.527.3932 x5221. We'll address your needs quickly, and with the highest level of personal service.

Smart Solutions
OnPoint offers home loans for any wallet size. We also offer a variety of specialty loan programs, including jumbo mortgages. This loan is for people who need a mortgage of $417,000 or more. Additionally, OnPoint has partnered with the Portland Housing Center to provide education, counseling and financial assistance to those who need it. We believe everyone deserves a place to call home. Whatever your situation, our goal is to get you a home loan and we'll do what we can to make that happen.

Homeroom – This loan is for employees of an accredited educational institution in Oregon or southwest Washington. It offers up to 100% financing and fixed rates with NO MORTGAGE INSURANCE!!

Just for Starters – If you're a first-time homebuyer or looking to re-establish homeownership, this is an easy choice. It offers up to 100% financing and fixed rates with NO MORTGAGE INSURANCE!!

Because life is busy
We offer conveniences to make buying a home easier, including a free loan consultation. Find out how much home you can buy before you shop. You'll save time and be in the driver's seat when you're ready to make an offer.

We do everything we can to say "Yes!" If you've ever wondered whether you can afford a new home, it's time to check out a home loan from OnPoint Mortgage. Apply online using the link above, stop by an OnPoint branch and speak to an OnPoint Home Loan Consultant or call us at 503.273.1755 or 800.527.3932 ext. 5220. Because we believe in your dreams!


All OnPoint loans are subject to credit terms and approval.
 

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, A U.S. Government Agency